Does Homeowners Insurance Cover Storm Damage & What’s Covered by Insurance?

10/29/2021 (Permalink)

Typically wind or tornadoes, wildfire, ice storms, fallen trees and lightning strikes have a certain level of coverage as part of a standard policy. Make sure you understand the types of storms that are covered by your specific policy before a disaster rather than after. There are additional coverages you may want to consider to give yourself a broader range of protection. Things like matching siding coverage, roof replacement cost coverage and sump pump overflow coverage are important coverages to add to better protect yourself from storm damage. Usually flood and earthquakes are excluded by your standard policy, but you have the option to purchase coverage for these types of events. Explore our coverage options below to better understand how you can choose to be protected.

https://www.amfam.com/what-does-insurance-cover/storm

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