After a Fire
7/30/2021 (Permalink)
Contact Insurance Company
As soon as possible after the fire, contact your insurance company. Don't attempt to do any kind of cleanup until an insurance representative has evaluated the site. Take pictures of the damage, and take steps to prevent further damage, such as covering a hole in the roof with a tarp. But don't set foot on the site until the fire department has cleared the area as safe. Your insurance policy may include a provision to provide living expenses while your home is being rebuilt or repaired.
Assess the Damage
With your insurance company appraiser, walk through the property and assess the damage. Note repairs that must be made and items that can be salvaged. If the home is a total loss, discuss your insurer's process for helping you rebuild the home. Most companies will remit payment jointly to you and your mortgage company. You'll need to negotiate with the mortgage company to receive payment.
https://homeguides.sfgate.com/should-after-house-damaged-storm-58794.html
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