Keep your employees safe

5/13/2021 (Permalink)

In the event of a storm, safety is of the utmost concern. Stay away from windows, and take shelter in the safest part of your property. If your building doesn’t have a designated storm shelter, have employees take shelter in an area devoid of windows, such as a lavatory or break room.

Prepare an emergency plan ahead of time and communicate it with employees, so they’ll know what to expect. Practice an emergency drill if possible, so that everyone will be prepared if weather conditions are threatening your safety.

Protect your business with adequate wind and hail insurance coverage

A destructive storm can hit anywhere, but certain areas of the country are more likely to experience windstorms – a fact that may be reflected in your business’s insurance coverage. Wind and hail insurance claims are covered through commercial property insurance which can help you pay to repair or replace damaged property, including equipment, supplies, and structures. A business owner's policy(BOP), which is specifically designed for small businesses, bundles commercial property with general liability insurance at an affordable price, and can also potentially pay for business property damage in the event of a storm.

If you’re in an area with a high risk of windstorms, review your policy language carefully with your Insureon agent. If you’re located in a high-risk zone, you may be able to purchase coverage as an endorsement to your standard small business insurance policy. This could mean a higher premium but more coverage in the event of a serious storm.

https://www.insureon.com/blog/how-to-protect-your-business-from-wind-hail-damage

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