Water Damage Insurance

2/12/2021 (Permalink)

DEFINITION of Water Damage Insurance

Water damage insurance is a type of protection provided in most homeowners’ insurance policies against sudden and accidental water damage. Water damage insurance does not cover damage resulting from homeowner's negligence or failure to maintain the home in good repair. Moreover, flooding usually requires a separate policy if available.

BREAKING DOWN Water Damage Insurance

As water damage insurance does not cover negligence, many types of water damage to real property can and should be avoided through proper maintenance. This can be anything like watching out for drippage from the ceiling during a rainstorm or a fixing a leaky pipe under the kitchen sink before mold becomes prevalent.

https://www.investopedia.com/terms/w/water-damage-insurance.asp

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