TORNADO DAMAGE CAUSED BY TREES

9/14/2020 (Permalink)

TORNADO DAMAGE CAUSED BY TREES

Tornadoes may also cause trees to fall, which can damage your house or car, as well as other people's property. Whether or not your insurer will help pay for damage caused by a fallen tree depends on your policy's coverages. For example, if wind caused the tree to topple onto your home, and your policy's covered perils include wind, you may find that your insurance company will help pay for repairs. On the other hand, if a maintenance-related issue caused the tree to fall on your home (say you neglected the tree and it was rotting), your homeowners insurance policy likely won't pay for repairs.

Most people don't expect a tornado to damage their home, but it's important to understand whether your insurance would help pay for repairs if the unexpected happens. It's a good idea to read your policy documents to understand your coverage, or contact your local agent with any questions you may have.

https://www.allstate.com/tr/home-insurance/insurance-for-tornado-damage.aspx

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