Example of a Mold Related Water Damage / Gradual Damage Claim

4/15/2020 (Permalink)

Example of a Mold Related Water Damage / Gradual Damage Claim

In a case where mold results directly from a covered loss, or water damage that was covered by the insurance, then you may have coverage for the mold remediation when you have comprehensive insurance. This is an exceptional circumstance and the conditions will have to meet the requirements by the insurance company and policy wording.⁸

• Mold: Some companies mayallow you to purchase coverage for mold remediation.⁹ This varies from state to state and by the insurance company. In states Texas, policymakers are pushing to have limited basic mold coverage added to the policies.¹⁰

However, the best way to find out if your policy provides any provision is to inquire with your representative or licensed insurance professional to find out if this could be available to you. It may be available by endorsement; every company is different.

https://www.thebalance.com/how-to-handle-water-damage-claims-3860314

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