WHAT TYPES OF STORM DAMAGE ARE EXCLUDED FROM HOME INSURANCE COVERAGE?

3/6/2020 (Permalink)

WHAT TYPES OF STORM DAMAGE ARE EXCLUDED FROM HOME INSURANCE COVERAGE?

 EARTHQUAKES

Damage caused by an earthquake or earth movement is typically not included in homeowners coverage. However, earthquake insurance may be available as a separate policy. An agent can tell you if this coverage is available in your area.

FLOOD

Homeowners insurance does not cover flood damage, whether it's caused by a rain storm or overflowing river. Talk to an agent about whether flood insurance, which is sold separately, makes sense for you.

Homeowners insurance may offer protection and peace of mind in a number of situations. While you can't control the weather, having home insurance in place may help you recover after a storm.

https://www.allstate.com/tr/home-insurance/homeowners-insurance-cover-storm-damage.aspx

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