Take Pictures
2/5/2020 (Permalink)
Take Pictures
Before you remove any water or make any repairs, fully document the damage for your insurer by taking photos or video. Digital versions are best, because they can be stored electronically and easily copied. If you start removing water or making repairs before you photograph the damage, you could potentially decrease the extent of your coverage. Call Your Insurance Company
Since you should notify your insurer soon as possible after the flood, it's a good idea to keep your insurance company and local agent's phone number in your always-ready emergency bag. Since groundwater flood damage typically isn't covered by conventional homeowners insurance policies, you'll need to work with your insurer to determine the cause of the flood and the extent of your coverage.
https://www.houselogic.com/finances-taxes/home-insurance/what-do-first-24-hours-after-flood/
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