What to do after the storm:

8/7/2019 (Permalink)

• If your home was damaged, focus on creating a scope of everything that was damaged and what it will cost to repair or replace. 
• To keep a clean record and avoid premium increases, don't file a claim until you review your policy and you think your loss will exceed your deductible and be covered.  Read: To claim or not to claim...
• If the damage was sudden and accidental and triggered by the storm, don't accept a claim denial argument from your insurer or agent that it was due to faulty construction or maintenance.  The insurer cashed your premium checks and insured your property "as is".    
• If you file a claim and your insurer rejects it, make sure you get a clear and detailed explanation of their position.  Read: www.uphelp.org/speakUP.  Claim and coverage disputes are rarely as clear cut as your insurer makes them out to be.
• The answer to whether your town or city will pay to repair flooding damage to your home is..."it depends."

https://www.uphelp.org/pubs/insurance-tips-storm-damage

 SERVPRO of South Arlington is here for all of your restoration needs